Terms & Conditions

The Morval Universal website (the “Website”) is maintained to provide a public-facing corporate presence, general background information and a point of contact for existing clients and persons privately introduced or referred to Morval Universal. It also provides an access point through which individually authorised users may access private information, records and communications relating to their relationship with Morval Universal.

The Website is not established or operated for the purpose of soliciting investments from the general public, including persons who have no existing relationship with Morval Universal and have not been privately introduced and individually accepted for further communications.

The publicly accessible content of the Website is provided for corporate information and reference purposes. It is not intended to constitute, and should not be relied upon as, an offer to sell, a solicitation of an offer to purchase or subscribe for, or an invitation or inducement to acquire any security, fund interest or other financial product, enter into an investment or lending arrangement, or otherwise commit capital.

The public Website is not a prospectus, offering memorandum, subscription document or other investment offering document. Its availability, and the provision of contact details or enquiry facilities, must not be interpreted as an invitation to the general public to invest with Morval Universal.

Access to non-public materials and client-portal functions is subject to individual authorisation and any applicable identity-verification, jurisdictional, eligibility and onboarding requirements.

A referral, introduction, enquiry or grant of access does not, by itself, establish a client relationship, constitute acceptance of an investment, confirm a person’s eligibility to participate in any arrangement, or establish an exemption from any applicable legal or regulatory requirement.

Persons who have not been individually authorised must not access restricted areas of the Website or use another person’s access credentials.

Any proposed engagement or transaction may proceed only where lawful and subject to the applicable acceptance procedures, disclosures and separate documentation issued by the relevant contracting entity. That entity, and the terms governing the relationship, will be identified in the applicable documentation.

General Website content does not replace those documents, create an entitlement to participate in any arrangement, or amend an existing agreement. Private materials made available through the client portal remain subject to their own terms and any applicable distribution restrictions.

The Website may be accessible from multiple jurisdictions. Its accessibility does not represent that any service, investment or arrangement is available, suitable or lawfully offered in every jurisdiction, or that Morval Universal or any associated entity holds regulatory authorisation in every jurisdiction from which the Website may be accessed.

Any communication, engagement or transaction remains subject to the laws and regulatory requirements applicable to the relevant entity, recipient and activity. Materials and services may be made available only where, and to the extent that, doing so is lawful. Nothing in this notice creates or claims an exemption from licensing, registration, disclosure, financial-promotion or other applicable requirements.

Publicly available information, market commentary, descriptions of strategies and illustrative tools are intended for general information, not as investment, financial, legal or tax advice or a recommendation to enter into a particular transaction. They are not prepared by reference to any individual visitor’s objectives, financial circumstances or needs.

Any historical results, testimonials, targets, projections or hypothetical calculations must not be treated as a promise or guarantee of future performance. Investment involves risk, including the possible loss of some or all of the capital invested. Independent professional advice should be obtained where appropriate before entering into any arrangement.

Nothing in this notice excludes or restricts any duty, liability, protection or right that cannot lawfully be excluded or restricted, or overrides the express terms of an existing agreement.